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HEADLINE NEWS
(Click on underlined headings
for complete story)
ANTHEM BLUE CROSS
ANNOUNCES AVAILABILITY OF LIPITOR GENERIC:
On November 30, 2011, Anthem Blue Cross
added a new generic drug called Atorvastatin to tier 1.
Seniors Get A Break on Medicare Part B Premiums:
Part B premiums for Medicare beneficiaries
will rise less than originally anticipated next year, the Department of Health
and Human Services announced Thursday.
Obama
Administration cuts California Medi-Cal Reimbursements:
The Obama administration approved
significant Medi-Cal cuts Thursday that health care providers and patient
advocates warn will reduce access for California's most vulnerable residents.
TRUSTEES: MEDICARE HOSPITAL FUND EXTENDED 12 YEARS:
But officials cautioned Thursday that the gain will depend on achieving
significant savings in health care in coming years.
American's Coming Health Care Oligopoly:
Can you say "insuragopoly"? How about "hospigopoly"? Then you better learn,
because they describe how the health care system is changing under President
Obama's health care reform legislation.
Health Overhaul
May Mean Longer ER Waits, Overcrowding: Rand Corp. researcher Dr. Arthur
L. Kellermann predicts this from the new law: "More
people will have coverage and will be less afraid to
go to the emergency department if they're sick or
hurt and have nowhere else to go.... We just don't
have other places in the system for these folks to
go."
5 PAINFUL HEALTH-CARE LESSONS FROM MASSACHUSETTS:
The best guide to how President Obama's historic health-care legislation will
reshape the nation's medical marketplace and fiscal future is the pioneering
model in Massachusetts. The Bay State's reform program started in late 2006, and
it shares virtually all the major features of the new federal plan.
Dartmouth Study on
Health Care Costs:
In selling the health care overhaul to Congress,
the Obama administration cited a once obscure research group at Dartmouth
College to claim that it could not only cut billions in wasteful health care
spending but make people healthier by doing so.
OBAMACARE'S FUZZY MATH -- HIGH RISK POOLS WILL COST 8
TIMES WHAT IS BUDGETED: One feature of
the health overhaul that the President is touting as an immediate benefit is the
expansion of so-called "high risk pools" for people who want to buy insurance
but can't because of their poor health. The problem is that there's no way that
$5 billion, which is what's been budgeted, will cover the cost of covering 2
million people. The real cost will be more like $40 billion.
RESCISSIONS: MUCH ADO ABOUT NOTHING:
How many times have you heard President Obama say, "Health insurers won’t be
able to drop your coverage just because you get sick?" Or Kathleen Sebelius? Or
the Democratic leadership in Congress? Or the mainstream news media? You would
think that the private health insurance industry was being revolutionized.
OBAMACARE’S HIDDEN TIME BOMB:
One of the quirks of ObamaCare is that most of its key provisions don't go into
effect until 2014. But in any 2,300-page law, there are bound to be provisions
that have immediate and unintended consequences. One such provision is Section
2718, entitled "Bringing Down The Cost Of Health Care Coverage."
DOCTOR SHORTAGE? 28 STATES MAY EXPAND NURSES' ROLE:
A nurse may soon be your doctor. With a looming shortage of primary care
doctors, 28 states are considering expanding the authority of nurse
practitioners.
Once-a-Week Workout Keeps Elderly Strong:
One workout a week can mean the difference between frailty and
freedom.
FDA OKs Device to Treat Back Pain:
The government on Tuesday approved sales of a device that could radically
change surgery for certain back pain sufferers.
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At
Ramsgate Consulting we are dedicated to providing our
clients with the most personalized level of service
that can be found anywhere. We have specialized in
senior, individual/family and group
health insurance plans in California
since 1990. We are a California based company working for
Californians. We offer group vision insurance plans for
businesses with
five or more employees and dental insurance plans for
businesses with two or more employees. For businesses
with less than two employees and for individuals and
families, dental insurance is available on an
individual basis. Additionally, since 1985, we have been
assisting our clients in selecting term and/or cash
value whole life insurance for their individual and
family needs as well as for business needs such as
buy-sell agreements, key-man insurance and deferred compensation funding.
will, based on your specific needs, provide you with
information on the 2 or 3 insurance plans we believe
best fill those needs and guide you through the maze
of establishing your plan. That is, after all, what
you need an agent for. And, speaking of what you
should expect from your agent, there are invariably
problems that periodically occur with all carriers in
the payment of claims, especially health insurance.
Our agents ---- no, your agent --- will be available
to help work with you and the carrier to resolve any
claims problems, should they occur. Moreover, medical
insurance rate increases are aggravating but an
unfortunate fact of life. When they are announced, we
will review your medical insurance plan, compare it to
competing plans of similar design and contact you with
our recommendations to stay with your current plan,
switch to a different plan offered by the same carrier
or move to a different carrier entirely. While you
should always be responsible for your personal well
being, we at Ramsgate Consulting believe that it is
our responsibility to stay in touch with our clients
and keep them informed of their best options.
