Blue Cross of California Introduces Vision Plans for Groups

Starting in August of 2004, Blue Cross of California will offer small group subscribers the option of a vision plan, which will have two levels of coverage. These are PPO plans offering in-network choice of ophthalmologists, optometrists and opticians, which includes LensCraftersÔ , Target Optical, Sears Optical and most Pearle Vision locations. Network providers can choose the labs they use, so members can receive eyewear faster than ever. Out-of-network services are covered on a reimbursement basis.   Blue View Plus Blue View Eye Examinations Every 12 months Every 12 months Lenses Every 12 months Every 24 months Contact Lenses* Every 12 months Every 24 months Frames Every 12 months Every 24 months Eye Examination Copay $15 $25   Rate Structure Monthly Premium Blue View Plus Monthly Premium Blue View Employee Only $13 $7 Employee & Spouse $23 $11 Employee & Child (Children) $24 $12 Family $36 $18 All newly enrolled groups will receive an initial 24 month rate guarantee. Contribution levels start as low as 50% per employee for EmployeeElect. Participation requirement is 75% for EmployeeElect. There are no waiting periods. There are no rating areas. The plans are eligible for CalCOBRA and COBRA. Existing health groups may add vision coverage throughout the year. *Coverage for these PPO vision plans includes choice of spectacle lenses OR contact lenses, not both. This chart shows a simple explanation of rates and a summary of benefits for Blue View and Blue View Plus. For complete benefit information, limitations and exclusions consult the Certificate of Coverage.

HEADLINE NEWS

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ANTHEM BLUE CROSS ANNOUNCES AVAILABILITY OF LIPITOR GENERIC: On November 30, 2011, Anthem Blue Cross added a new generic drug called Atorvastatin to tier 1.

Seniors Get A Break on Medicare Part B Premiums: Part B premiums for Medicare beneficiaries will rise less than originally anticipated next year, the Department of Health and Human Services announced Thursday.

Obama Administration cuts California Medi-Cal Reimbursements: The Obama administration approved significant Medi-Cal cuts Thursday that health care providers and patient advocates warn will reduce access for California's most vulnerable residents.

TRUSTEES: MEDICARE HOSPITAL FUND EXTENDED 12 YEARS:  But officials cautioned Thursday that the gain will depend on achieving significant savings in health care in coming years.

American's Coming Health Care Oligopoly:  Can you say "insuragopoly"? How about "hospigopoly"? Then you better learn, because they describe how the health care system is changing under President Obama's health care reform legislation.

Health Overhaul May Mean Longer ER Waits, Overcrowding:  Rand Corp. researcher Dr. Arthur L. Kellermann predicts this from the new law: "More people will have coverage and will be less afraid to go to the emergency department if they're sick or hurt and have nowhere else to go.... We just don't have other places in the system for these folks to go."

5 PAINFUL HEALTH-CARE LESSONS FROM MASSACHUSETTS:  The best guide to how President Obama's historic health-care legislation will reshape the nation's medical marketplace and fiscal future is the pioneering model in Massachusetts. The Bay State's reform program started in late 2006, and it shares virtually all the major features of the new federal plan.

Dartmouth Study on Health Care Costs:  In selling the health care overhaul to Congress, the Obama administration cited a once obscure research group at Dartmouth College to claim that it could not only cut billions in wasteful health care spending but make people healthier by doing so.

OBAMACARE'S FUZZY MATH -- HIGH RISK POOLS WILL COST 8 TIMES WHAT IS BUDGETED:  One feature of the health overhaul that the President is touting as an immediate benefit is the expansion of so-called "high risk pools" for people who want to buy insurance but can't because of their poor health. The problem is that there's no way that $5 billion, which is what's been budgeted, will cover the cost of covering 2 million people. The real cost will be more like $40 billion.

RESCISSIONS:  MUCH ADO ABOUT NOTHING:  How many times have you heard President Obama say, "Health insurers won’t be able to drop your coverage just because you get sick?" Or Kathleen Sebelius? Or the Democratic leadership in Congress? Or the mainstream news media? You would think that the private health insurance industry was being revolutionized.

OBAMACARE’S HIDDEN TIME BOMB:  One of the quirks of ObamaCare is that most of its key provisions don't go into effect until 2014. But in any 2,300-page law, there are bound to be provisions that have immediate and unintended consequences. One such provision is Section 2718, entitled "Bringing Down The Cost Of Health Care Coverage."

DOCTOR SHORTAGE?  28 STATES MAY EXPAND NURSES' ROLE:   A nurse may soon be your doctor. With a looming shortage of primary care doctors, 28 states are considering expanding the authority of nurse practitioners.

Once-a-Week Workout Keeps Elderly Strong: One workout a week can mean the difference between frailty and freedom.

FDA OKs Device to Treat Back Pain: The government on Tuesday approved sales of a device that could radically change surgery for certain back pain sufferers.